North Dakota Car Insurance

Local North Dakota insurance agents can give you quotes from many companies approved to sell insurance in North Dakota, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.

There is a very good chance that you are currently paying too much for car insurance.

One Quick Form, Multiple North Dakota Quotes!

With over 646,844 people in the state of North Dakota, you wouldn't think one of the most stolen vehicles in North Dakota would be a 2005 Ford Taurus, but it is. But don't think that your car can't be stolen just because you live in North Dakota. If you own a home in North Dakota, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare North Dakota insurance rates. Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year.

Even High Risk and SR22 Car Insurance Quotes!

Your current North Dakota car insurance company may be charging you significantly more than you should be paying. Don't assume the rates you paid last year for North Dakota car insurance will be the same this year. It's important to comparison shop your coverage with different North Dakota insurers every year.

Compare North Dakota Car Insurance Rates

If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in North Dakota.

North Dakota Admitted Car Insurance Companies

The best car insurance rates in North Dakota may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent.

If you can use the internet and read your policy declarations page, you can easily compare rates of other companies. Many consumers just like you discover the ease of buying online car insurance every day.

Low Income and Liability Only Quotes

North Dakota car insurance rates change regularly, and the North Dakota rates you paid last year might look quite cheap compared to this year. Getting a good deal on North Dakota car insurance is not difficult.

Lower your North Dakota Car Insurance with These Tips

  • Claim free insureds may receive discounts off their rates
  • If your insurance company uses driver assignments, make sure the drivers on your policy are assigned to the correct vehicles
  • Students with good grades often qualify for a discount rate
  • Compare car insurance quotes at least once a year to make sure you're getting the lowest rates
  • Filing excessive claims will not only raise your rates, but may also force your policy to be cancelled by your insurance company
  • Click here to get multiple comparison quotes from North Dakota insurance agents.

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form. Online car insurance rates for North Dakota can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison.

Have you ever wondered if you were paying too much for your insurance? Click to find out!

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Compare North Dakota Rates
Most Stolen Cars in North Dakota
  • 2005 Ford Taurus
  • 1997 Honda Accord
  • 2001 Pontiac Grand Prix
  • 2001 Pontiac Grand Am
  • 1989 Oldsmobile Cutlass
  • 1996 Chevrolet Extended Cab 4x4 Pickup
  • 2001 Ford Explorer
  • 1997 Dodge Intrepid
  • 1995 Jeep Cherokee/Grand Cherokee
  • 1991 Dodge Caravan
North Dakota Insurance Statistics
  • Minimum liability requirements in ND are $25,000 per person, $50,000 per accident, and $25,000 in property damage liability
  • There are 646,844 people in ND, over 459,700 licensed drivers, and over 852 vehicle thefts each year
  • Comprehensive coverage costs and average of $222 and collision coverage averages $185. Liability insurance is an additional $251.
  • North Dakota ranks 51 out of 50 states for car insurance costs. Average car insurance rates in ND are $512.
  • Homeowners insurance in North Dakota average $771 but if you combine your home and car insurance with the same company you could get a discount.